Business Loan Service
Personal Loans To
Fulfill Your Dreams
Akhuwat Foundation stands out as a unique loan provider in Pakistan, offering ethical, interest-free loans (Qarz-e-Hasna) to those in need. Unlike conventional banks, Akhuwat prioritizes social welfare over profit.
50 ہزار سے لے کر 4 لاکھ تک قرض کی فیس 4400 روپے ہے،
جبکہ 6 لاکھ سے 50 لاکھ تک قرض کی فیس 5600 روپے ہے۔
Fast Approvals
50k+ Customers
No Payment Fees
Flexible Payments
About Our Mission
Ethical, Interest-Free Loans to Uplift Pakistan
Akhuwat Foundation stands out as a unique loan provider in Pakistan, offering ethical, interest-free loans (Qarz-e-Hasna) designed to uplift those in need. Unlike conventional banks, Akhuwat prioritizes social welfare over profit, helping create a sustainable social system based on mutual support where every individual can live a life of dignity.
Apply Loan NowA Message From Our Founder
The Vision Behind Akhuwat
Hear from Dr. Muhammad Amjad Saqib, the founder and chairman of Akhuwat, as he shares the vision and impact of the foundation.
His message encapsulates our core mission: to build a poverty-free society on the principles of compassion and mutual support. Discover the story behind our interest-free microfinance model and how it's empowering millions across Pakistan.
Learn MoreOur Services

Akhuwat Business Loan
Applying for a business loan with Akhuwat is simple and can be done entirely online from the comfort of your office. Akhuwat’s business loans are designed to meet short-term financial needs, with quick approvals typically granted within hours. The application process requires minimal documentation, ensuring a smooth and hassle-free experience, allowing you to focus on your business without delays.

Akhuwat Home Loan
The Akhuwat Foundation in Pakistan offers home loans for purchasing, building, or renovating residential properties. If you require fast financial assistance, the Akhuwat Home Loan provides a streamlined application process, ensuring you receive the funds you need without any delays. This service is perfect for individuals seeking urgent financial support in Pakistan, allowing you to secure the necessary funds quickly and efficiently for your housing needs.

Akhuwat Personal Loan
The Akhuwat Foundation provides personal loans of up to Rs. 2.5 million, with the loan amount determined by factors such as your income, debt-to-income ratio, credit score, and employment status. To qualify, you must be between the ages of 24 and 60. You can easily track the status of your loan application through the Akhuwat Foundation’s website, providing you with real-time updates and transparency throughout the process.
AKHUWAT LOAN HELPLINE NUMBER 2025
If you are considering applying for a loan from the Akhuwat Foundation, you're making a smart choice. Akhuwat offers interest-free loans (Qarz-e-Hasna) to help individuals meet their financial needs while improving their quality of life. You can apply easily online, with loan options ranging from Rs. 500,000 to Rs. 50 million, all from the comfort of your home.
Contact our Helpline
+92 344 7622377


Empower Your Future
Take the First Step Towards Financial Independence
The Akhuwat Loan Scheme is a cornerstone of our mission to foster economic and social prosperity in Pakistan. By providing interest-free loans, we empower small business owners, artisans, and farmers to achieve their dreams. Our community-based lending model builds trust and promotes a culture of mutual support.
Apply Loan NowEducation for All
Unlock Your Potential with Quality Education
Akhuwat believes in the transformative power of education. Our student loan programs and educational institutions are designed to make learning accessible and affordable. We cover essential costs like tuition, books, and materials, enabling students to focus on their studies and build a brighter future for themselves and their communities.
Apply for Admission
برائے مہربانی نوٹ فرمائیں کہ اخوت لون درخواست فارم آن لائن دستیاب نہیں ہے۔

How to Apply for this Loan?
Applying for an Akhuwat loan is a straightforward and inclusive process designed to empower individuals across Pakistan. Here is a simple, step-by-step guide to help you navigate the application journey.
Step 1: Eligibility Criteria
Understand the criteria. Akhuwat typically offers loans to:
- Individuals for starting or expanding a small business.
- People needing financial assistance for education, healthcare, or improving living conditions.
- Applicants must show need and a viable plan.
Priority is given to the poor and unbanked. This helps you check if you qualify.
Step 2: Prepare Documentation
Gather necessary documents for your application. This may include:
- A valid form of identification (e.g., National ID card).
- Proof of residence or business location.
- A detailed business plan or description of loan use.
Ensure your documents are up-to-date to prevent any delays.
Step 3: Visit an Akhuwat Branch
Find the closest Akhuwat branch or contact point. Akhuwat has many offices, often working with local community centers. Visiting in person lets you get direct information and ask questions.
Step 4: Attend an Orientation
Akhuwat holds regular sessions for applicants. These cover the loan process, terms, and success stories. Attending is a great chance to learn about the foundation’s mission.
Step 5: Submit Your Application
Once you have all required information and documents, you can submit your loan application. Akhuwat staff will assist you to ensure your paperwork is complete and accurate.
Step 6: Community Verification
Akhuwat involves the community in verifying applications. They may visit your home or business and talk to community members to confirm your need and credibility.
Step 7: Loan Approval
After verification, your application is reviewed for approval. If approved, you will receive the loan in a group setting, highlighting community support.
Step 8: Repayments
Akhuwat provides a clear, interest-free repayment schedule. When you repay your loan, you contribute to a revolving fund that helps support others in need.
Step 1: Eligibility Criteria
Understand the criteria. Akhuwat typically offers loans to:
- Individuals for starting or expanding a small business.
- People needing financial assistance for education, healthcare, or improving living conditions.
- Applicants must show need and a viable plan.
Priority is given to the poor and unbanked. This helps you check if you qualify.
Step 2: Prepare Documentation
Gather necessary documents for your application. This may include:
- A valid form of identification (e.g., National ID card).
- Proof of residence or business location.
- A detailed business plan or description of loan use.
Ensure your documents are up-to-date to prevent any delays.
Step 3: Visit an Akhuwat Branch
Find the closest Akhuwat branch or contact point. Akhuwat has many offices, often working with local community centers. Visiting in person lets you get direct information and ask questions.
Step 4: Attend an Orientation
Akhuwat holds regular sessions for applicants. These cover the loan process, terms, and success stories. Attending is a great chance to learn about the foundation’s mission.
Step 5: Submit Your Application
Once you have all required information and documents, you can submit your loan application. Akhuwat staff will assist you to ensure your paperwork is complete and accurate.
Step 6: Community Verification
Akhuwat involves the community in verifying applications. They may visit your home or business and talk to community members to confirm your need and credibility.
Step 7: Loan Approval
After verification, your application is reviewed for approval. If approved, you will receive the loan in a group setting, highlighting community support.
Step 8: Repayments
Akhuwat provides a clear, interest-free repayment schedule. When you repay your loan, you contribute to a revolving fund that helps support others in need.
Applying for an Akhuwat loan is more than a financial transaction; it's about joining a compassionate community built on mutual support. By following these steps, you can access the resources needed to build a better future.

AKHUWAT CAR LOAN & HELPLINE
Get Support Instantly via WhatsApp
Whether you're interested in our interest-free car loan program or need assistance with your application, our dedicated team is just a message away. Connect with us on WhatsApp for quick, reliable support and get answers to all your questions in real-time. We're here to help you every step of the way.
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Akhuwat Education
Now is the time for Approving your Loan easy and fast with Live chat Akhuwat Loan Helpline Agent.
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The Akhuwat Foundation offers car loans with interest rates beginning at just 1% per annum. With up to 100% on-road financing, they simplify the process of purchasing your dream car.
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Akhuwat Foundation Loan
If you are considering applying for a loan from the Akhuwat Foundation, you’re making a smart choice. Akhuwat offers interest-free loans (Qarz-e-Hasna) to help individuals meet their financial needs while improving their quality of life. You can apply easily online, with loan options ranging from Rs. 500,000 to Rs. 50 million, all from the comfort of your home.

Akhuwat provides five types of loans to suit various needs: Personal Loans, Student Loans, Wedding Loans, Business Loans, and Car Loans. Their application process is simple and user-friendly, allowing you to access ethical, interest-free support.

Akhuwat Relief and Disaster Management Program (ARDMP)
Works in times of natural disasters, such as earthquakes, floods, and COVID-19 to provide relief and rehabilitation to the affected people.
Microfinance Loans
Maximum Amount: PKR 1,500,000
These loans designed for small businesses, including retail, agriculture, and manufacturing. They help entrepreneurs to start or expand their ventures.
Housing Loans
Maximum Amount: PKR 2,500,000
Akhuwat offers housing loans to individuals who need financial support to build or repair their homes. These loans meant to provide shelter to low-income families.
Education Loans
Maximum Amount: PKR 5,000,000
These loans offered to students from underprivileged backgrounds who need financial assistance for their education. Covering tuition fees, books, and other educational expenses.
Healthcare Loans
Maximum Amount: PKR 7,000,000
Akhuwat provides healthcare loans to cover medical treatment and expenses for individuals who cannot afford necessary healthcare services.
Agricultural Loans
Maximum Amount: PKR 50,000,000
These loans aimed at farmers who need capital for purchasing seeds, fertilizers, or other farming equipment to improve agricultural productivity.
PIERRE OMIDYAR

At Akhuwat, we believe in the power of informed lending. By leveraging data-driven insights, we ensure that every loan—whether for microfinance, education, or healthcare—drives meaningful change and creates lasting opportunities for growth.
